PARTNERS
Andrew Starfield CFBS, ChFC®
Managing Partner
Andy specializes in Risk & Wealth Management Planning focusing on helping small business owners to protect their most important assets, accumulate wealth and make sound financial decisions for their futures. He has a national practice that is dedicated to helping SBA lenders and their borrowers, to secure the life and disability insurance needed for their loans. Leveraging MassMutual’s QuickCloseSMprogram, Andy is able to help in satisfying these requirements quickly and compliantly, mitigating the risk of delay for closing. Andy worked as a business development officer for an SBA lender prior to beginning his career in the financial services industry in 2009. He is dedicated to his craft, having earned his Chartered Financial Consultant (ChFC) and Certified Family Business (CFBS) designations from the American College of Financial Services. He lives in Wynnewood, PA with his wife Amit, sons, Elijah and Isaac, and dog Sadie.
Zachary Golen
AIF®, C(k)P®
Chief Executive Officer
610.766.3016
zgolen@financialguide.com
Zack has specialized in the 401(k) and retirement plan marketplace since 2005, representing businesses and non-profit organizations. He has maintained a focus on serving the needs of small to medium-sized businesses with their employee engagement needs. Zack’s specialty is providing education to plan sponsors and participants, offering an “end-to-end” worksite financial advice solution that includes marketing, wellness assessments, calendaring, action planning, group session content, participant surveys, and employer reporting.
As Zack has grown his practice over the last 16 years, he’s worked to stay ahead of the curve to provide his clients with the best service he can. Zack’s primary focus is retirement plans for small and mid-sized companies and non-for-profits. When acting in an IAR capacity, he has a fiduciary duty to his clients, meaning he has a fundamental obligation to provide investment advice that always acts in his clients' best interests. Working with institutions across the country, Zack holds licenses for insurance in 14 states and is registered to offer securities in 20 states. In 2020, Zack was named one of Financial Times 401 Top Retirement Advisers. The list recognizes the top financial advisers who specialize in serving defined contribution (DC) retirement plans across the U.S and represents an impressive cohort of elite advisers.
In his quest for continued education and continuing to offer his clients the best level of service, Zack obtained the Accredited Investment Fiduciary (AIF®) and Certified 401(k) Professional (C(k)P®) designations. When he’s not serving the needs of his clients, Zack is hard at work serving his community. From helping his fellow advisors to furthering the growth and development of entrepreneurs, to helping young professionals find their philanthropic calling, Zack is busy engaging with the members of his community and inspiring others to live their future vision today.
610.766.3024
kpodell@financialguide.com
Ken has over 35 years of experience in financial planning. He began his career in 1986 and has a true passion for helping his clients improve their situation and add certainty to their income planning. He helps business owners, professionals, and individuals develop and implement plans for retirement security helping them accumulate and safely build wealth. Ken has earned the (CLU) Certified Life Underwriter, (ChFC) Chartered Financial Consultant and has his (CLTC) Certified in Long-Term Care designations. Ken has been active in the local community, formerly on the board of the Bala Cynwyd Public Library and Beth Am Israel in Penn Valley. Currently, he is the President of the Bala Cynwyd Narberth Rotary Club from 2019-2021.
Kenneth Podell ChFC®, CLU®, CLTC®
Financial Planner
Retirement Income Specialist
Scott Warshaw ChFC®, CLU®, MSFS, CFBS
Financial Planner
Investment & Retirement Income Planning Specialist
610.766.3055
swarshaw@financialguide.com
Scott took a unique path to a career in financial services. He began his career as a CPA with Coopers and Lybrand, but found that something was missing. “When I worked as an accountant, I found that most of my work was reactive, rather than focusing on the future. Accountants are trained to make the best of things that have passed. Planners, I learned, focus on the future.”With that in mind, Scott earned a Masters of Science in Financial Services (MSFS) from Saint Joseph’s University and in 2005 he joined MassMutual Greater Philadelphia. His clients have one thing in common: they value a very personal relationship with a professional advisor. “Everything starts with a conversation,” notes Scott. “When it’s a good match, we both know it. Financial decisions are highly personal, and only work when you achieve a customized fit for your particular needs.” Scott has earned the (ChFC), Chartered Life Underwriter (CLU), and Certified Family Business Specialist (CFBS) designations.
